Rachel Wait
Mum of two, Rachel is a freelance personal finance journalist who has been writing about everything from mortgages to car insurance for over a decade. Having previously worked at Shares Magazine, where she specialised in small-cap stocks, Rachel developed a passion for consumer finance and saving money when she moved to lovemoney.com. She later spent more than 8 years as an editor at price comparison site MoneySuperMarket, often acting as spokesperson. Rachel went freelance in 2020, just as the pandemic hit, and has since written for numerous websites and national newspapers, including The Mail on Sunday, The Observer, The Sun and Forbes. She is passionate about helping families become more confident with their finances, giving them the tools they need to take control of their money and make savings. In her spare time, Rachel is a keen traveller and baker.
Latest articles by Rachel Wait
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Average cost of school lunches, plus how to keep costs down
With the average cost of school lunches expected to rise, we reveal some top tips to cut costs
By Rachel Wait Published
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School dinners versus packed lunches - which is cheaper? Plus pros and cons
Do school dinners or packed lunches work out cheaper? We take a look and weigh up the pros and cons of each
By Rachel Wait Published
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Can I get help with childcare costs? Expert tips for struggling parents
If you need help with childcare costs there are multiple schemes that you can take advantage of to ease the pressure on your finances
By Rachel Wait Published
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Return to work vs childcare costs: is it financially worth returning to work after a baby?
With childcare costs hitting the headlines, we explore whether it’s financially worth returning to work after maternity leave
By Rachel Wait Published
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Who can get maternity allowance and can you claim it on Universal Credit?
If you’re about to have a baby, make sure you know if you can get maternity allowance and whether you can claim it on Universal Credit
By Rachel Wait Published
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How to claim 30 hours free childcare - step by step guide
Understanding how to claim 30 hours free childcare is essential at a time when family budgets are under extreme stress
By Rachel Wait Last updated
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How much does the TV Licence cost and can I get a reduction?
Want to know how much the TV licence costs and whether you could be eligible for a reduction? We’ve got the answers
By John Fitzsimons Last updated
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Do I actually need a TV licence?
Wondering if you really need a TV licence or whether you are paying for it unnecessarily? Our finance expert explains the rules so that you don’t get caught out
By Samantha Partington Last updated
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How to write a will and the 5 things ALL parents should include
Knowing how to write a will and what to include in it is essential for parents wanting to protect their loved ones should the worst happen
By Rachel Wait Published
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How long does it take to get a passport and can you fast track your application?
Curious to know how long does it take to get a passport? We explain all you need to know so that your holiday plans aren’t disrupted
By Rachel Wait Last updated
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6 things you should NEVER do to save money (and 3 things you should!)
There are loads of ways to save money, but these six options could actually be more harmful than helpful
By Rachel Wait Published
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Cheap ways to keep warm: 10 effective options that don't cost the earth
With energy bills remaining high, we explore the best cheap ways to keep warm this winter
By Rachel Wait Last updated
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How is council tax calculated - and how can you request a reduction?
We explain how council tax is calculated and whether you might be able to apply for a reduction
By Rachel Wait Last updated
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Is council tax going up and how much more will you have to pay? Our money expert explains
If you’ve found yourself wondering 'is council tax is going up' and how much you’ll have to pay, this guide explains everything you need to know
By Rachel Wait Published
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How to get cheap cinema tickets, including the Martin Lewis-approved hack for bagging 2 for 1 tickets
Wondering how to get cheap cinema tickets? Take a look at these handy tips and tricks
By Rachel Wait Published
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How to buy premium bonds and are they a good idea?
If you’re looking for an alternative savings option, find out how to buy premium bonds and whether they are worth it
By Rachel Wait Published
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20 important dates that will affect your money in 2023
We run through the key dates to be aware of and how they could affect your money in 2023
By Rachel Wait Published
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Is frozen food cheaper than fresh?
As we all look for ways to save money, you might be wondering ‘is frozen food cheaper than fresh?’ We’ve crunched the numbers to find out
By Rachel Wait Published
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Why are turkey prices going up and is there a shortage?
Curious to know why are turkey prices going up? We’ve got the answers, along with some alternative Christmas dinner choices
By Rachel Wait Published
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Best bank accounts for kids and how to choose the right one
Discover how to find the best bank accounts for kids and what features to look for
By Rachel Wait Published
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How much does it cost to cook a Christmas dinner? Plus ways to keep costs low
As the big day gets closer, you might be wondering how much does it cost to cook a Christmas dinner? We’ve done the sums to find out
By Rachel Wait Published
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How much does it cost to run your Christmas lights? Our finance expert has done the sums
If you’re curious to know how much does it cost to run Christmas lights, we’ve crunched the numbers to find out
By Rachel Wait Published
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Consumer rights all shoppers should know - plus how to get a refund
Be sure to understand your consumer rights before you shop in this year’s sales
By Rachel Wait Published
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Can your child get free school meals and how do you apply?
Making the most of free school meals could save you a considerable sum of money both during term time and the school holidays
By Rachel Wait Last updated